Home Inventory — What Do You Have to Lose?
Maybe more than you think. A home inventory is a terrific tool if your home is damaged or destroyed by a storm or fire, or if something is stolen from your home.
Our home inventory can help you create a complete and accurate record of your possessions. Click here to create a document that you can store on your computer, a CD or flash drive for easy access when you need to add or remove items in the inventory. Also, you can then easily e-mail your home inventory to a family member or friend in another community for safekeeping.
Go through your belongings room by room, listing the item, quantity, date purchased and original cost. Note serial numbers of electronics and other items. Include your jewelry and other valuables in your home inventory. Be as thorough as possible, listing both large and small possessions. If you can, supplement your home inventory with photos or a video to help capture details. Update your inventory when you make large purchases and pick a date to review annually.
As you develop your home inventory, the value of your possessions may surprise you, and you may want to check to see if you have adequate homeowner's insurance. Research shows that many homeowners may be underinsured, often because they haven't updated the value of their possessions. To review your insurance coverage or request a quote, contact a Farm Bureau agent.
